Here are the best credit cards in Norway, sorted by category. The list has been compiled by our editorial team.
Best All-Around Credit Card
Best Card for Travel
Cashback at Over 200 Online Stores
Discount on Fuel
Credit Card with Low Interest
1-4% Bonus Points on All Purchases
6 Months of Interest-Free Payments
Årsgebyr | 0 kr |
---|---|
Rente | 22,65 % |
Effektiv rente | 26,69 % |
Maks kreditt | 150 000 kr |
Rentefrie dager | 43 dager |
Årsgebyr | 0 kr |
---|---|
Rente | 21,99 % |
Effektiv rente | 24,40 % |
Maks kreditt | 150 000 kr |
Rentefrie dager | 45 dager |
Årsgebyr | 0 kr |
---|---|
Rente | 25,57 % |
Effektiv rente | 30,33 % |
Maks kreditt | 150 000 kr |
Rentefrie dager | 45 dager |
Årsgebyr | 0 kr |
---|---|
Rente | 22,28 % |
Effektiv rente | 24,55 % |
Maks kreditt | 100 000 kr |
Rentefrie dager | 50 dager |
Årsgebyr | 0 kr |
---|---|
Rente | 18,85 % |
Effektiv rente | 23,81 % |
Maks kreditt | 150 000 kr |
Rentefrie dager | 45 dager |
Årsgebyr | 0 kr |
---|---|
Rente | 26,90 % |
Effektiv rente | 28,77 % |
Maks kreditt | 100 000 kr |
Rentefrie dager | 50 dager |
Årsgebyr | 0 kr |
---|---|
Rente | 15,90 - 19,80 % |
Effektiv rente | 21,27 - 25,80 % |
Maks kreditt | 75 000 kr |
Rentefrie dager | 60 dager |
More than 3 million Norwegians have a credit card or another form of credit line. There are several reasons why so many have chosen to get one or more cards. Many Norwegian credit cards include exclusive benefits, such as discounts, bonuses, cashback, and free insurance.
Here are the main benefits:
In simple terms, we can divide credit card users into two groups:
Disciplined credit card owners make sure to pay back everything they owe when their credit card bills are due. They typically choose cards that come with many benefits. They take advantage of perks while avoiding interest on their outstanding credit card balance.
Credit users, on the other hand, often spread out their credit card debt repayment over several months or years. Many times, they choose to pay only the minimum amount due on the credit card bill, which can lead to debt growth with the bank or credit company.
Here are some credit card features you should consider based on the type of user you are:
No matter which type of user you are, and what qualities you believe your credit card should have, we offer a service that can help. This service can assist you in finding the perfect card for your needs.
At the top of this page, you’ll find several filters. Here, you can check off important card features. Once you’re done, you’ll see a list of recommended credit cards based on the filters you’ve selected.
Curve, kjent for sine innovative løsninger innen betalingskort, har nylig lansert sitt første kredittkort. Samtidig styrker selskapet sin posisjon i d...
Dec 4, 2024Tidligere kunne man få en kredittgrense på over 1 millioner kroner med American Express-kort. For nye kunder etter 13. september 2024 gjelder derimot...
Nov 19, 2024Matleveringsplattformen Wolt og internettbanken Revolut inngår et strategisk partnerskap. Samarbeidet gir Revolut-kunder enda flere fordeler å dra nyt...
Nov 12, 2024When we rank the best credit cards, we thoroughly examine each card. Here’s what we compare:
These points come together in unbiased comparisons and reviews of each credit card available in Norway. This is what allows us to determine the best credit cards right now.
A credit card and a debit card have two things in common: they are usually made of plastic, and both are payment cards. And that’s where the similarities end.
In other words, you can borrow money with a credit card. This is not possible with a debit card.
Interest can be applied to credit card debt. This interest is the cost of borrowing money with the card and is usually a percentage of the debt itself. Credit card debt typically has two types of interest rates: nominal and effective interest:
Credit card issuers usually state the interest rate per year, but they typically calculate the interest amount you owe once per month. You can avoid paying interest on credit card debt if you take advantage of the interest-free period.
By selecting the credit card you’re interested in and specifying the credit card debt and repayment period you plan to use, you can see the total cost and your monthly expenses.
The credit you receive with a credit card usually comes with interest-free periods that follow one after another. If you repay everything you've borrowed during such a period before it ends, you don't have to pay any interest.
The length of the interest-free period varies. Many cards have 45 interest-free days, others offer 50 days of interest-free credit, and some cards give you 60 days without interest.
There are a large number of credit cards available on the Norwegian market, and navigating the maze of interest rates, fees, and benefits can be challenging. It’s easy to get confused, and many of the terms can be hard to understand. Our reviews, rankings, and tools make it easier to compare credit cards, helping you find the credit card that best suits your needs.
These are the requirements you must meet when applying for a credit card:
Additionally, you must meet the government’s requirements under lending regulations. For example, you cannot have more than five times your gross annual income in debt. Remember, it’s the credit limit - not the outstanding balance - that determines how much of your debt a credit card represents.
There are hundreds of credit cards to choose from in Norway. We have reviewed various top lists and user feedback. From that, we created this list.
Credit Cards with the Most Satisfied Users:
Credit card | Degree of satisfaction |
---|---|
🥇 TF Bank Mastercard | 91 % |
🥈 re:member black | 89 % |
🥉 Bank Norwegian | 86 % |
Morrow Bank Mastercard | 83 % |
Resurs Gold | 77 % |